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Financing Available To The Disabled

Posted by admin on February 5, 2016
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This article, researched by, is meant to be a summary of some of the options available to the disabled for home financing. It is offered as a service to our audience and is by no means a complete study.

You are probably aware that the U.S. Dept. of Veteran Affairs (VA) provides grants for certain permanent and total service-related disabilities to veterans and service members. These funds are available for purchasing or constructing an accessible home, or to modify existing homes to make them more accessible. There are two grant programs currently: the Specially Adapted Housing Grant (SAH) and the Special Housing Adaptation Grant (SHA). Please follow this link: for further information. Another veteran’s organization that may not sound so familiar is called “Homes for our Troops,” which offer homes adapted for the special needs of severely injured service members. Resources are provided by a network of donations, contributions from builder contractors and suppliers, corporations and volunteers.

The Hope for Homeowners program has been signed into law by the President. This program is part of the FHA’s efforts to help struggling families with mortgages they no longer can afford. The U.S. Dept. of Housing and Urban Development (HUD) has a federal program to help low-income and moderate-income families with disabilities to rent or buy housing. Fannie Mae, now a private company with a mandate from Congress to support housing finance, has a program – offers assistance to buyers or buyer family members with disabilities to purchase homes and make them accessible.

Habitat for Humanity is a non-profit Christian organization which has built over 250,000 homes world-wide, builds accessible homes for people in need. Those approved get a home and a mortgage with favorable terms, all made possible through donations, volunteer work, private and government resources.

There are many additional programs available and the state, local and federal level. Most states offer programs and assistance for accessible housing. For additional information, try the website which is a helpful and comprehensive website for the disabled.

The favorable options available for disabled home buyers and renters are plentiful and seem to be growing with each passing year. lists properties with features for the disabled individual. Search for your property now.

Best regards,
Daryl Olster